The Podis Papers

Bankruptcy Today

Due to Covid 19 the Meeting of Creditors for Chapter 13 is by Zoom. We encourage our clients to come to our office to participate with Mark or Cindy Podis. Chapter 7 Meeting of Creditors are by Zoom or Phone Conference. We encourage our clients to participate at our office with Cynthia Podis. Court hearings …

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Chapter 7 and 13 Bankruptcy in 2022

By Cynthia Podis, Bankruptcy Attorney Nashville, Tennessee Bankruptcy is often a great option for those struggling with debt. Rising gas and grocery prices are pushing everyone’s budget! Chapter 7 Bankruptcy is available to wipe out debts you just cannot pay, as long as you qualify under the income / means test. The Means Test income …

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Eviction and Bankruptcy in the time of covid 19

By Cynthia Podis, Bankruptcy Lawyer, Podis and Podis As state courts open, eviction proceedings have re-started. The General Sessions Courts handle these proceedings where damages are under $25,000. The landlord files a Detainer Warrant with the court. It is served on the tenant and a court date is set. Usually the court date is 5 …

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Chapter 13 Bankruptcy and Chapter 7 Bankruptcy during the covid 19 / coronavirus months

Attorneys are considered an essential service. We are open in both of our offices. We have been working limited hours (8 am to 4:30 pm). We are working hard to keep our offices disinfected by wiping down surfaces between seeing clients. We offer phone and zoom appointments, too. Our court appearances have been by phone …

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COVID-19 AND BANKRUPTCY

By Cynthia Podis, Bankruptcy Lawyer, Middle Tennessee As Tennesseans and the world struggle with the realities of the Covid 19 virus, the Court system has deferred in person hearings on most matters for a while. However, as we shelter in place, we see the bills stacking up for our friends and neighbors. Especially when only …

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BANKRUPTCY UPDATE RE COVID 19 /CORONA VIRUS

Please be aware the Bankruptcy Meeting of Creditors for the week of March 16 through 20 will be held via video chat at your attorney’s offices. For our clients, please come to the 1161 Murfreesboro Pike Office for the Meetings scheduled for Nashville. We will try to keep you updated through this website, our facebook …

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Chapter 7 and tax refunds

Can I keep my Income Tax Refund in Chapter 7 Bankruptcy? By Cynthia Podis Nashville Bankruptcy Attorney      Clients in my office ask this question every day!  The answer is it depends on the amount of your refund and other assets.  The Bankruptcy Code allows you to keep some personal assets in Chapter 7 by …

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Can I keep my tax refund in Chapter 7 Bankruptcy or Chapter 13 Bankruptcy?

By Cynthia Podis Nashville Bankruptcy Lawyer You can keep up to $10,000 in assets for an individual and $20,000 for a couple.   This includes a tax refund.   Please remember, this includes all of your personal property like furniture, jewelry, computers, cars and money in the bank.  The exemptions or protection of assets in bankruptcy only …

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What to Expect When Filing Chapter 13 Bankruptcy in Nashville

What to Expect When Filing Chapter 13 Bankruptcy By Cynthia Podis Nashville Bankruptcy Attorney Most of our clients file Chapter 13 bankruptcy when they are in debt and cannot pay their monthly expenses because they have too many credit card payment, medical bills, or payday loans.  Most of the time this happens when they lose …

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What to Expect at Your Initial Consultation

At our office, your initial consultation is free! Together, we look at your circumstances and discuss the options that will help put you on the road to recovery. When you arrive at our office, we ask that you bring with you: 1) A photo id, 2) A social security card, and 3) A list of …

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