Cindy Podis

Can I borrow my way out of debt? Should I file bankruptcy?

By Cynthia Podis Nashville Bankruptcy Lawyer Do you find your self out of money at the end of every month and still have bills you cannot pay?  A Chapter 7 Bankruptcy can help wipe out credit cards, medical bills and pay day loans.  A Chapter 13 Bankruptcy works as a legal debt consolidation giving you …

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Can I Keep My Income Tax Refund in a Chapter 7 Bankruptcy?

By Cynthia Podis Bankruptcy Attorney Clients in my office ask this question every day!  The answer is it depends on the amount of your refund and other assets.  The Bankruptcy Code allows you to keep some personal assets in a Chapter 7 by referring to your state law or in some special cases, the Federal …

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The Difference between Chapter 7 and Chapter 13 Bankruptcy

By Cynthia Podis Nashville Bankruptcy Lawyer Chapter 13 Bankruptcy is a repayment plan that lasts between 3 to 5 years versus a Chapter 7 Bankruptcy which wipes out debts without repayment. In Chapter 13 and Chapter 7 bankruptcy, you must list all of your debts and assets in the Bankruptcy Petition (forms filed with the …

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Top Ten Reasons to File Bankruptcy with Podis and Podis

Top Ten Reasons to Hire Podis and Podis for your Bankruptcy Lawyer Experienced attorneys, Mark (31 years of practice) and Cindy Podis (22 years of practice), handle your case! At Podis and Podis we offer a free first appointment to talk to you and explain what information you need to gather to file bankruptcy! At …

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The Chapter 7 Process- Step By Step

By Cynthia Podis Nashville Bankruptcy Attorney  Set a free appointment to see Podis and Podis to discuss your options under the Bankruptcy Code. Bring your Drivers’ License, Social Security Card, latest pay check stub, and an estimate of how much you owe to your appointment. You would then schedule a Second Appointment with us. The …

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How Does Chapter 13 Bankruptcy Work?

How does Chapter 13 Bankruptcy Work? By Cynthia Podis, Nashville Bankruptcy Lawyer Chapter 13 Bankruptcy is a repayment plan that is facilitated by the Bankruptcy Court. You must list all of your debts and assets in the Bankruptcy Petition (forms that are  filed with the court). Once the Bankruptcy Petition is prepared and filed with …

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